Study Abroad After 12th Courses, Costs, Eligibility & Scholarships
Welcome to IOES, Hi I am Varun Gupta, founder of IOES. Today I’ll tell you about how to study abroad after 12th.
To study abroad after 12th in India, students should check eligibility.
They should choose a suitable course and country.
They should plan their family budget.
They must complete any required exams.
They should apply to universities.
They must obtain a student visa.
Students from Science, Commerce, and Arts can explore undergraduate programmes based on their qualifications and chosen courses.
Studying abroad is a significant step towards a student’s dreams and future. Many Indian students want to pursue higher education overseas to explore better learning opportunities, gain international exposure, and build a successful career.
But studying abroad is not just about choosing a country or university. A major decision faces both students and their families.
Can my family afford it? Am I eligible? Where will I stay? Can I work while studying? What opportunities will I have after graduation?
These are real concerns that deserve practical answers.
In this guide, IOES will help you learn how to study abroad after 12th from India. You can make realistic decisions based on your education, family budget, and future goals.
Why Choose UK for Study?
Get expert guidance for your UK study journey in 2027.
How to Study Abroad After 12th 2027?
- Check Your Class 12 Eligibility
- Choose the Right Course
- Compare Countries and Universities
- Plan Your Family Budget and Scholarships
- Prepare for Required Entrance Exams
- Arrange Your Academic and Personal Documents
- Apply to Universities and Get Your Offer Letter
- Apply for Your Student Visa and Plan Your Departure
Things You Should Know Before Planning to Study Abroad After 12th
Before selecting a country or university, check whether your academic background meets the basic requirements.
1. Does Your Class 12 Stream Matter?
Yes. Students from Science, Commerce, and Arts can apply to foreign universities.
However, your subjects may affect which courses you qualify for.
For example, Engineering often requires Mathematics and Physics, while many Business and Humanities programmes accept students from different streams.
2. Does Government or Private School Matter?
Generally, no.
Students from both government and private schools can apply abroad. What matters is whether the university recognises your academic qualification and whether you meet its admission requirements.
3. Are CBSE, ISC, and State Board Students Eligible?
Yes. Many international universities accept recognised Indian school qualifications.
However, acceptance and minimum marks may differ depending on the university, education board, and course.
4. What Percentage Do You Need in Class 12?
No universal minimum percentage exists for studying abroad.
Some universities have competitive academic requirements, while others offer alternative admission pathways.
Your marks, subjects, and selected course will determine your options.
5. Is IELTS Compulsory?
Not always.
Some universities accept TOEFL, PTE, Duolingo English Test, or approved alternatives to IELTS. The accepted tests and exemptions depend on university and visa requirements.
6. What Documents Should You Have?
Start with your Class 10 and 12 marksheets, academic certificates, and valid passport.
Universities may also require English test scores, recommendation letters, personal statements, or portfolios.
7. Can You Apply Before Class 12 Results?
Yes. Some universities accept predicted grades or provisional academic records.
They may issue a conditional offer, which means you must meet specified requirements after your final results.
Before applying: Always check the official requirements of your chosen university. General eligibility does not guarantee admission.
How to Choose the Right Course to Study Abroad After 12th?
The right course depends on your interests, Class 12 subjects, academic strengths, and future career goals.
Don’t choose a course simply because your friends are studying it or because it is popular.
What Are the Most Popular Courses to Study Abroad?
According to the IIE Open Doors 2025 Report, Math and Computer Science was a popular field. Engineering was also popular. Business and Management was popular too.
International students in the USA often studied these fields in 2024–25.
These findings cover international students across academic levels, not only undergraduate Indian students.
Here are some popular courses worth exploring after Class 12.
Course
Why Might It Suit You?
Computer Science & IT
If you enjoy coding, technology, AI, and problem-solving
Engineering
If you enjoy Mathematics, Physics, and understanding how things work
Business & Management
If you are interested in marketing, entrepreneurship, or business operations
Financial Planning
If you enjoy numbers, financial analyzing, and business planning
Life Sciences & Healthcare
If you are interested in Biology, healthcare, or scientific research
Psychology & Social Sciences
If you enjoy understanding human behaviour and society
Design & Creative Arts
If you enjoy creativity, visual design, and digital media.
Which Course Should You Choose?
Ask yourself three questions:
Interest: Will I enjoy studying this subject for the next three or four years?
Eligibility: Do my marks and subjects meet the university’s requirements?
Career: What skills and future opportunities can this degree provide?
IOES Advice: Shortlist two or three courses that match your interests. Compare the syllabus, eligibility criteria, practical learning opportunities, and career pathways before choosing a country.
Which Country Is Best to Study Abroad After 12th for Indian Students?
The USA, UK, Canada, Australia, Ireland, and New Zealand are among the main study destinations Indian students can explore.
But the best country depends on your chosen course, family budget, academic qualifications, and plans.
1. USA – Best for Flexible Courses and Academic Options
The USA is a good option for students who want flexibility in their undergraduate education.
Many American universities allow students to explore subjects outside their main specialisation.
- Courses to explore: Computer Science, Engineering, Business, Economics.
- Degree Duration: Usually four years.
- Best Suited For: Students who want academic flexibility and a wide choice of subjects.
Research: Education USA explains that US undergraduate education commonly combines a major subject with broader academic study.
Source: EducationUSA — Undergraduate Study.
2. UK – Best for Shorter Bachelor's Degrees
The UK can be a good choice if you already know what you want to study.
Many bachelor’s degrees take three years in England, Wales, and Northern Ireland. Scottish undergraduate degrees often take four years.
- Courses to explore: Business, Law, Engineering, Finance.
- Degree duration: Usually three to four years.
- Best suited for: Students who want to specialise earlier and compare shorter degree options.
Research: The British Council provides guidance on UK undergraduate qualifications and typical programme durations.
Source: British Council Undergraduate Study.
3. Canada – Best for University and Practical Learning Options
Canada offers university degrees and college programmes, giving students different educational pathways.
- Courses to explore: IT, Business, Engineering, Health Sciences.
- Study options: Bachelor’s degrees, diplomas, and other eligible pathways.
- Best suited for: Students who want to compare academic degrees with career-focused learning.
Research: EduCanada provides information about Canada’s universities, colleges, qualifications, and practical learning opportunities.
Source: EduCanada Universities in Canada.
Important: Check whether your chosen programme meets current study permit and post-graduation work eligibility requirements.
4. Australia – Best for Practical and Applied Learning
Australia offers university degrees and vocational education pathways across a range of fields.
- Courses to explore: Nursing, Engineering, IT, Hospitality, Business.
- Degree duration: Often three to five years, depending on the programme.
- Best suited for: Students interested in practical learning alongside academic study.
Research: Study Australia explains the country’s undergraduate qualification and applied learning pathways.
5. Ireland – Best for Exploring Business and Technology Degrees
Ireland is worth considering for students interested in English-language undergraduate education in Europe.
- Courses to explore: Computer Science, Business, Engineering, Data Analytics.
- Degree duration: Many honours bachelor’s degrees take three to four years.
- Best suited for: Students interested in technology, business, and related academic fields.
Research: Ireland’s Higher Education Authority publishes enrolment statistics and information about the country’s higher education system.
Source: Higher Education Authority Ireland.
6. New Zealand – Best for Degree and Applied Learning Pathways
New Zealand offers university degrees, diplomas, and other recognised qualifications.
- Courses to explore: Agriculture, Environmental Science, Business, Engineering.
- Study options: Undergraduate degrees and applied learning pathways.
- Best suited for: Students comparing different education options and learning environments.
Research: The official Study with New Zealand platform provides information about courses, institutions, and scholarships.
So, Which Country Should You Choose?
Studying abroad after Class 12 can cost about ₹12 lakh per year for lower-cost options. It can rise to ₹60 lakh or more at expensive universities.
The amount depends on your country, course, university, accommodation, and lifestyle.
Start with what your family can realistically afford.
How Much Does It Cost to Study Abroad After 12th?
Want academic flexibility? Explore the USA For Study.
Want a potentially shorter degree? Compare UK universities.
Interested in university and college pathways? Consider Canada.
Prefer applied learning? Explore Australia or New Zealand.
Interested in studying in Europe? Compare Ireland and other eligible European destinations.
IOES Advice: Shortlist two or three countries where your preferred course is available. Compare admission requirements, total education costs, university recognition, and visa regulations before deciding.
1. Affordable Study Abroad Option
Germany – Best for Students With a Limited Budget
Germany is worth considering because many public universities do not charge tuition fees for bachelor’s degrees.
- Courses to explore: Engineering, Computer Science, Business, Natural Sciences.
- Tuition fees: Often ₹0 at public universities, with exceptions.
- Living expenses: Approximately ₹11.6–15.4 lakh per year.
- Semester contribution: Approximately ₹7,500–46,000 per semester.
- Scholarships: Deutschlandstipendium and selected institutional or foundation scholarships.
Best suited for: Students who meet the academic entry requirements and are comfortable learning German where necessary.
Important: Class 12 completion does not automatically guarantee direct undergraduate admission in Germany. Some students may need a preparatory course or another recognised pathway.
Source: DAAD Costs of Education and Living.
2. Medium-Budget Study Abroad Options
Ireland – Best for Business and Technology Courses
Ireland offers undergraduate programmes across business, technology, and other fields.
- Courses to explore: Business, Engineering, Computer Science, Finance.
- Business tuition: Approximately ₹11–31 lakh per year.
- Engineering tuition: Approximately ₹15.5–30.5 lakh per year.
- Scholarships: University-based undergraduate awards and tuition discounts.
Best suited for: Students exploring English-language university education in Europe.
Source: Education Ireland Undergraduate Tuition Fees.
UK – Best for Shorter Undergraduate Degrees
The UK may help students reduce their overall period of study because many bachelor’s programmes take three years.
- Courses to explore: Business, Law, Finance, Engineering.
- Tuition fees: Approximately ₹14.4–48.1 lakh per year.
- Living expenses: Approximately ₹13.7–21.3 lakh per year, depending on location.
- Scholarships: University-specific international undergraduate scholarships.
Best suited for: Students who have a clear subject preference and want to compare total degree costs.
Source: British Council Cost of Studying in the UK.
New Zealand – Best for Different Learning Pathways
New Zealand offers university and applied learning programmes.
- Courses to explore: Business, IT, Engineering, Environmental Science.
- Tuition fees: Approximately ₹18.7–29.5 lakh per year.
- Living expenses: Approximately ₹9.6–14.5 lakh per year in selected university estimates.
- Scholarships: International undergraduate scholarships offered by universities.
Best suited for: Students comparing academic and applied learning options.
Source: Study with New Zealand Official Study Information. Check individual university fee pages for exact amounts.
3. Higher-Budget Study Abroad Options
Canada – Best for Comparing University and College Education
Canada offers different qualifications, but expenses vary significantly by institution and province.
- Courses to explore: Business, IT, Engineering, Health Sciences.
- Average international university tuition: Approximately ₹28 lakh per year.
- Living funds: About ₹15.7 lakh per year is Canada’s immigration benchmark for one applicant outside Quebec. This excludes tuition and transportation.
- Scholarships: University entrance scholarships and undergraduate merit awards.
Best suited for: Students with a suitable academic profile and reliable funding for their complete education.
Sources: Statistics Canada International Tuition Fees 2025/26 and IRCC Financial Support Requirements.
Australia – Best for Practical Learning Opportunities
Australia offers a wide range of academic and career-focused university programmes.
- Courses to explore: Nursing, Engineering, IT, Business, Hospitality.
- Tuition fees: Approximately ₹24–37.4 lakh per year in RMIT’s published 2026 examples.
- Living expenses: Approximately ₹20–30 lakh per year in the same Melbourne-based estimates.
- Scholarships: University-based international merit scholarships.
Best suited for: Students interested in practical learning who can plan for relatively high study and living expenses.
Source: RMIT University — Cost of Studying in Australia.
USA – Best for Flexible Undergraduate Education
The USA offers a wide variety of universities, course structures, and academic specialisations.
- Courses to explore: Computer Science, Engineering, Business, Economics.
- Average tuition benchmark: About ₹30.5 lakh per year at public out-of-state universities. Private nonprofit universities cost about ₹43.1 lakh.
- Estimated total yearly student budget: Approximately ₹48.7–62.6 lakh based on College Board’s 2025–26 averages.
- Scholarships: University merit scholarships and institutional financial aid.
Best suited for: Students who want academic flexibility and can compare tuition, living expenses, and scholarship opportunities.
Source: College Board Trends in College Pricing 2025.
Cost note: These rupee figures are rounded estimates. They use published fees and exchange rates from October 2026. They do not offer fixed quotes. The affordable, medium, and higher-budget categories are broad planning guides, not exact country rankings.
Can Scholarships Make Studying Abroad More Affordable?
Yes. Indian students may be eligible for different undergraduate funding opportunities.
Scholarship Type
What It May Cover
Merit-based
Partial or sometimes full tuition
Need-based
Financial assistance based on assessed circumstances
University scholarship
Tuition discounts or specific financial awards
Fully funded scholarship
Tuition and sometimes living expenses
Remember: Scholarships are competitive, and not all well-known international scholarships are available to undergraduate applicants.
What Other Costs Should Your Family Prepare For?
Your budget should include:
Tuition + Accommodation + Food + Transport + Health Insurance + Visa + Flights + Emergency Savings
Education loans may also be an option, but interest and repayment obligations must be considered.
IOES Advice: Calculate your complete three- or four-year education budget before applying. Subtract only confirmed scholarships and avoid relying on part-time employment to pay essential expenses.
Which exams do you need to study abroad after 12th?
Not every Indian student needs the same exam.
The requirements depend on your country, university, and selected course.
1. English Language Proficiency Exams
These exams assess your ability to understand and communicate in English.
Exam
Where Is It Commonly Accepted?
IELTS Academic
UK, USA, Canada, Australia, Ireland, New Zealand
TOEFL iBT
USA and many universities worldwide
PTE Academic
Australia, UK, Canada, and other participating universities
Duolingo English Test
Selected universities across different destinations
Which should you choose? Check the English language requirements of your shortlisted universities. You do not need to take all four exams.
2. University Entrance Exams
Some programmes require additional assessments.
Exam
Who May Need It?
SAT
Students applying to universities that require or consider SAT scores
ACT
An alternative undergraduate admission exam accepted by many US universities
UCAT
Applicants to participating medical and dental programmes
LNAT
Applicants to selected Law programmes
TMUA / ESAT
Applicants to certain Mathematics, Engineering, and Science programmes
Important: SAT and ACT are not compulsory for every US university. Admission testing policies vary.
Can You Study Abroad Without IELTS?
Yes, in some cases.
Your university may accept another English test or an approved exemption.
However, an IELTS exemption from a university does not always mean you meet student visa language requirements.
IOES Advice: Confirm your course’s accepted exams, required scores, and deadlines before paying for any test.
Which documents do you need to study abroad after 12th?
Before applying, make sure your academic and personal documents are ready.
Not every university asks for the same documents.
Documents Required Before Applying
Document
Why You May Need It
Class 10 and 12 marksheets
Academic qualification verification
Valid passport
Identification and travel
English language test scores
Proof of English proficiency, if required
Personal statement / SOP
To explain academic interests and study goals
Recommendation letters
Teacher references, where requested
Portfolio
Certain Art, Design, and Architecture courses
Entrance exam results
SAT, ACT, or course-specific tests, where required
Waiting for Class 12 results? Some universities accept predicted grades and issue conditional offers.
Documents You May Need After Admission
Once you receive a university offer, additional documents may be required.
- Admission documents: Offer letter, CAS, I-20, or relevant country-specific confirmation.
- Financial proof: Bank statements, education loan approval, or scholarship evidence.
- Visa documents: Passport, application forms, photographs, and supporting records.
- Other requirements: Medical examinations, insurance, translations, or parental consent, where applicable.
IOES Advice: Keep digital copies of your documents in separate academic, financial, and visa folders. Check that your name, date of birth, and academic details are consistent across all records.
Can You Work While Studying Abroad and After Graduation?
Yes, many destinations allow eligible international students to work while studying.
Part-time employment can provide experience and help with personal expenses.
But you should not depend on it to pay your entire tuition fee.
How Many Hours Can Indian Students Work Abroad?
Country
General Student Work Limit
USA
Generally up to 20 hours/week on campus during classes; off-campus work requires authorisation
UK
Usually up to 20 hours/week during term time for eligible degree-level students
Canada
Up to 24 hours/week off campus for eligible students
Australia
Up to 48 hours per fortnight during study periods
Ireland
Up to 20 hours/week during term time with eligible Stamp 2 permission
New Zealand
Up to 25 hours/week for eligible student visa holders
Work limits vary by visa conditions, course and eligibility. Different rules may apply during scheduled holidays.
Can You Get a Job After Graduation?
Some countries offer post-study work pathways, but graduating does not guarantee employment or permission to remain abroad.
Examples include:
- UK: Eligible bachelor’s graduates applying for the Graduate visa from January 2027 generally receive 18 months of permission.
- Canada: Eligible graduates may apply for a Post-Graduation Work Permit.
- Australia: Eligible graduates may apply for a Temporary Graduate visa.
- USA: Eligible F-1 students may apply for Optional Practical Training.
Always check whether your specific programme qualifies under the rules that apply when you graduate.
IOES Advice: Arrange reliable funding before travelling. Treat part-time employment as an additional opportunity and focus on completing your degree and developing useful professional skills.
Common Mistakes Students and Parents Should Avoid Before Studying Abroad
Studying abroad is a major financial and educational decision.
A small planning mistake can cause admission delays, additional expenses, or an unsuitable course choice.
1. Choosing a Country Because Your Friends Are Going
Your friend’s preferred destination may not suit your academic background or budget.
Better approach: Choose your course first, then compare suitable countries.
2. Planning Only for Tuition Fees
Tuition is only part of the overall expense.
Better approach: Calculate accommodation, food, transport, insurance, and the complete degree cost.
3. Assuming Scholarships or Part-Time Jobs Will Cover Everything
Scholarships are competitive, and employment is not guaranteed.
Better approach: Arrange reliable funding before accepting an offer.
4. Choosing a University Only for Its Ranking
A highly ranked university may not offer the most suitable course or learning environment for you.
Better approach: Compare course content, academic requirements, recognition, costs, and career relevance.
5. Applying Without Checking Deadlines
Missing deadlines or misunderstanding requirements can delay your education plans.
Better approach: Confirm dates and admission conditions through official university websites.
IOES Advice: Don’t rush into paying application fees or university deposits. Discuss the decision with your family and compare your options carefully.
How Can IOES Help You Make the Right Study Abroad Decision?
Studying abroad after 12th is not simply about getting admission to a foreign university.
Choosing a course you can study is key.
Pick a country your family can afford.
Choose an education plan that supports your future goals.
At IOES, we help students and parents understand their options before making major financial commitments.
What Support Can You Get From IOES?
- Academic Profile Review: Understand your eligibility based on Class 12 marks, subjects, and interests.
- Course & University Selection: Identify programmes that match your qualifications, budget, and career goals.
- Financial Guidance: Explore tuition fees, living expenses, scholarships, and education loan options.
- Application Assistance: Get guidance with university applications, SOPs, recommendation letters, and deadlines.
- Visa & Pre-Departure Support: Prepare relevant documentation and understand accommodation and travel arrangements.
Where Can You Get IOES Counselling?
Students who need a study abroad consultants Gurgaon can talk to IOES. They can discuss their academic profile, course options, and family budget.
We also support students planning overseas education in Delhi and those exploring study abroad in Dwarka.
Start With a Free Study Abroad Consultation
Not sure which course, university, or country is right for you?
Speak with IOES about your qualifications, budget, and future career plans before making a decision.
Frequently Asked Questions About Studying Abroad After 12th
Yes, some international universities and colleges may accept students with 50–60% marks. Admission depends on the course, university, education board, and subject requirements. Alternative pathways may also be available.
Yes. You can apply for undergraduate courses after Class 12th. Some universities also accept applications before final results and issue conditional offers.
It may be possible through fully funded undergraduate scholarships, but these are limited and competitive. Partial scholarships are more common and may not cover living expenses.
Yes, if your university accepts an alternative English test or an approved exemption. You must also satisfy the applicable student visa requirements.
Yes, some undergraduate programmes accept students from different streams. However, certain courses, particularly Engineering and Medicine, require specific academic subjects.
Germany is worth considering because many public universities do not charge tuition fees. Students still need to cover living costs and meet academic and language requirements.
Yes, many countries accept parental financial support, as long as you meet their immigration requirements. You may need financial records, proof of relationship, and other supporting documents.
Neither is automatically better. Compare course quality, total education costs, professional opportunities, personal readiness, and your family's financial situation before deciding.
Varun Gupta – Founder, IOES | Study Abroad Consultant
Hi, I am Varun Gupta, Founder of IOES, a study abroad consultancy based in Gurgaon. I bring over 15 years of professional experience, including my previous role as Team Leader with the Department of Immigration and Border Protection (DIBP) at the Australian High Commission, New Delhi.
My background includes Australian immigration procedures, client services, and regulatory processes. Through IOES, I aim to help students make informed decisions about overseas education, university selection, admissions, and student visa requirements.
I share practical insights to help students and parents better understand the study abroad process and plan their international education journey with confidence.
